Andy Tate

About Andy

Andy Tate is a CERTIFIED FINANCIAL PLANNER™ professional with over two decades of experience helping clients navigate complex financial decisions through multiple market cycles and periods of economic uncertainty. Beginning his career just days before September 11, 2001, Andy has firsthand experience guiding clients through some of the most challenging financial environments in recent history—experience that has shaped a disciplined, thoughtful, and long-term approach to financial planning.

As a fee-only advisor at a Registered Investment Advisor (RIA), Cahill Financial Advisors, Andy operates under a fiduciary standard, providing objective advice that is transparent, which is essential to building trust and delivering meaningful, long-term value.

Throughout his career, Andy has enjoyed working with specialty physicians, helping them address the unique financial complexities of their profession, including cash flow management, retirement planning, risk management, and wealth preservation. As his practice has evolved, Andy has expanded his focus to include business owners, pre-retirees, and retirees. He recognizes that pre-retirees and retirees face distinct financial challenges and priorities, and he tailors planning strategies to address each stage—helping pre-retirees prepare for a confident transition into retirement and retirees focus on income planning, risk management, and long-term financial sustainability.

Andy has been featured in several local media outlets, where he has provided insight on personal finance, retirement planning, and market-related topics. Andy is committed to building lasting client relationships through personalized planning, clear communication, and prudent investment strategies aligned with each client’s goals, values, and stage of life.